This card is a simple, low‑cost way to take control of your credit card bills, manage debt, and finance important purchases while paying less interest over time.
Instead of complicated rewards, it focuses on what really matters: a long low‑interest period, no annual fee, and strong security features that protect your money and your peace of mind every month when the statement arrives.
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Start with a long 0% intro APR
The standout benefit of the BankAmericard® Credit Card is the extended introductory 0% APR period on purchases and qualifying balance transfers. This gives you time to pay down existing balances or finance larger expenses while keeping interest charges to a minimum.
By moving higher‑interest balances onto this card and paying them down during the intro period, you can keep more of your money instead of sending it to interest. It is a smart way to create breathing room in your budget and make real progress toward becoming debt‑free.
Clear benefits that work in real life
- 0% Intro APR for an extended period on purchases and balance transfers, ideal for consolidating debt or planning larger expenses.
- No annual fee, so you can keep the card open year after year without paying just to carry it.
- $0 liability fraud protection to help shield you from unauthorized transactions on your account.
- Free access to your FICO® Score so you can track your credit progress directly in online and mobile banking.
- No penalty APR for a late payment, so a single mistake does not automatically trigger a higher rate.
- Optional overdraft protection when linked to an eligible Bank of America checking account, helping you avoid overdraft fees.
Security, control, and convenience
Every BankAmericard® Credit Card comes with advanced security technology, including chip and contactless capability, account alerts, and monitoring for suspicious activity. If your card is ever lost or stolen, you have a $0 liability guarantee on fraudulent transactions when you report them promptly.
You can also manage your account easily from anywhere. Check your balance, view recent transactions, schedule payments, or review your FICO® Score using online banking or the Bank of America mobile app. Staying informed is simple, which makes staying in control much easier.
A card that supports your next move
Whether you want to pay off existing credit card debt, smooth out the cost of a big upcoming purchase, or just have a dependable card for everyday use, the BankAmericard® Credit Card gives you the flexibility to do it on your terms. Used wisely, it can be a powerful part of your plan to build stronger finances and lower stress.
Imagine moving your high‑interest balances to a card with a 0% intro APR and watching them shrink month after month, without new interest piling on. That is the kind of progress the BankAmericard® Credit Card is designed to support.
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Important: Intro APR offers, terms, and eligibility may change over time. Always review the most current rates, fees, and conditions on the official Bank of America website before you apply
